It is important to use the services of a mortgage adviser, like ourselves, to help you source a suitable mortgage or insurance product from our whole of market mortgage lenders and insurance providers.
We have access to the whole of market mortgages from across the market from the main high street lenders, as well as from lenders that you may not have heard of. This means we can look for the most suitable mortgage or insurance product using our extensive lender network, whether you are a:
First time buyer, a landlord purchasing your first property or increasing your existing property portfolio, re-mortgaging your existing property to secure a better rate in order to save money, reduce the mortgage term, or just to raise money for other reasons.
The whole process can be daunting which is why our experienced advisors will give you a helping hand from start to finish making the buying process as smooth as possible in the quickest time they can manage.
We will visit you in the comfort of your own home and explain the home buying process in lay-man’s terms, or we can do this over the telephone if you prefer. We will work out how much you can borrow and how much it will cost you each month so you can go away and start looking for your new home, enabling you to make an informed choice.
To secure your new property and taken seriously by your Estate Agent you will need an agreement in principle (decision in principle). This demonstrates to the agent that a lender is willing to consider a mortgage application from you up to a given amount, which can give you the edge over other buyers. We will arrange this for you and will liaise directly with your estate agents concerned.